What Is Access Bank Transfer Code & How To Use It?

You will learn all the USSD codes used in performing bank transactions for Access bank customers using this post.

Access Bank Plc is *901# as their official USSD code, which is the domain code people use in transferring money from Access Bank Plc. It is also known as Access bank recharge code for the purpose of buying recharge cards using USSD code on their mobile phones. Don’t also be surprised when you hear people call it Access Bank shortcode.

The Access Code can be used to perform so many other bank functions as listed below:

Functions of the Access Bank Short Code

1. Creation of new Access Bank Account
2. Intra and interbank transfers
3. Buy airtime for self or others
4. Bill payments
5. Check Access Bank account balance
6. Token generation (OTP)

How To Open Access Bank Account Using USSD

As indicated earlier that account creation is part of the things you can easily do with your mobile phone on the Access Bank platform, here’s a guide on how to open an account using Access Bank shortcode.

With Access Bank code you can now open an account from anywhere without visiting the bank, you don’t have to fill any form and no minimum opening balance is required. You can now open Access Bank account with zero Naira.

1.Dial *901*0# from your mobile phone

2. You’ll be prompted to input your details i.e. your name, surname, address etc or you can input your BVN number to create the account

3. An SMS will be sent to you with the details of your account

 How to buy airtime using Access bank recharge code

You can buy airtime using the phone number linked to your Access bank account, you can buy a recharge card for yourself or others. Simply dial the following code, *901*amount#

This service is available to all network subscribers (Glo, MTN, Airtel and Etisalat), buying airtime with the code is free and Money is debited directly from your Access Account.

If you want to recharge the phones of your family or friends  you can dial the code in this format: *901*amount*phone number# 

How to transfer money using the Access Bank Transfer Code

You can conduct intrabank and interbank transfers using your Access bank shortcode. However, you’ll need to authorise the transaction using 4 digit security code which can be created using the Access bank Menu option. The money will be debited directly from your Access Account connected to the phone number used.

To transfer from one access bank account to another dial *901*1*amount*account number#. The service charge for Access bank mobile transfer is ₦20 charge

To transfer from access bank to other banks dial *901*2*amount*account number#. Transaction charge for transferring from Access bank to another bank is #50 + ₦2.50 (VAT) charges. 

How to pay bills with access code

To pay bills and merchant simply dial *901*3# and follow the prompt for the bill type you want to pay.

The Access bank code is available for bank transactions 24/7, in case of any delay, you will need to retry, it could be a network issue or contact Access bank Plc for complaints or request.